Financial question-CA ladies, help me please!

coasties_girl

So DH and I have a wonderful son and we are ready to have another baby. The only hiccup we have is the added cost of insurace and daycare. We both work full time :-( so we are on the higher end of the income guidelines for AIM/Healthy Familes (but might squeek by, I'm looking into it) and we don't qualify for MediCal or Changing Tides (daycare cost assistance). I don't have insurance through work and our son is on my husbands ins but adding me is not really and option financally cause it would be almost 1/2 his monthly income going to ins.

Do any of you ladies have any advice? Are there other programs that could help? Any ideas in general? TIA!!