So this may sound crazy, and I'm only half serious, but DH and I are thinking about technically "divorcing" because of financial reasons. DD has special needs but we don't qualify for a lot of services because of our dual income. DH's job is almost 100% commission so he has good years and not so good years. We budget accordingly. I work part-time for benefits. We have hit our out of pocket max the last 2 years. When we have tried applied for respite care, TEFRA or medical assistance, we've been denied because of our income level. It's very frustrating! I get that the money is there for families who truly have the need, but I'm afraid that we will have to go broke before getting assistance.
I know we won't actually go through with this, but I'm wondering if anyone else has ever considered this. Am I the only one who wonders how I'm going to pay for all her equipment and therapy???