Loaned baby stuff

nnikki10

So I'm a FTM and a lot of my friends and coworkers are telling me " oh I have (this (insert baby gear) you can have." Now I am very grateful for their offers and am gonna take up some offers (IE: borrow bassinet from best friend) but other things I prefer to buy new. I've been very nicely just saying "oh thank you so much " but I'm looking for some nice ways to say thanks, but no thanks without sounding ungrateful. Any tips?? TIA