MH is kindly dealing with the insurance company right now since I'm a little too emotional to keep my temper, but they seem to consider my OB out of network. But I could have sworn I read that OBs can be picked by the patient. If that's the case I have to wait until I can get in with a doc that is in network. If it's not my OB that's the problem then it's my rheumatologist that I was referred to, but I thought referrals were taken care of by insurance. I haven't had insurance for 4 years and just got it in March so I am certainly out of touch with what's happening in the insurance world, but I did read up on it. Plus on the website my doc claims to be in network with my insurance. Ugh!