What would you do?

Kristysyr

I have been very lucky to stay home with my little guy this year.  I have to decide if I am going back to work by March 3rd.  I want to stay home another year (my job will be there for me if I take one more year) for many reasons but there are many reasons I should go back to work too. 

Why go back?

we pay out of pocket $1300 for health insurance.

We are using savings to keep us financially a float.

I will be very out of touch with the job if I don't

I will have to go back sept 2014 anyway

I can retire 1 year sooner

Why stay home?

I get to raise my son for 1 more year all day just him and me

I don't have to leave him with someone for 9 hours a day

I can see him more than 3 hours at night and on weekends

 

what do you think? can you add to either list to help me out?