Upstate NY Babies

NBR: car insurance

what company do you go with? And if you're in the buffalo area and have an agent you can recommend.

We have AllState, and I'm getting fed up... they keep raising our rates, and it's not even because of tickets/accidents. Both DH and I have clean driving records. The first time it was because we lost our "good payer" discount (from canceling auto-pay because I lost my debit card and had to give them a new #. The lady who took my info never reinstated the auto pay, and just did a one time payment. So the next month I just paid online through my bank. My agent told me that doesn't count, and that we have to wait a year to get the discount back!) Now the rate was just raised again for some bs reason he gave DH about the policy terms and conditions. We are paying almost $200/month for auto and home, and that seems way high to me. 

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